Skip overpriced rental-desk excess insurance.
Independent rental car excess protection for a fraction of the desk price.
Rental desk
€144
per rental
CoverLane
€25
per rental
Example only. Prices vary by country, vehicle and dates.
From €3/day
Buy before pickup
No rental-company permission usually needed
Multilingual human support
What is rental car excess?
Rental cars often include basic cover, but if the car is damaged or stolen, you may still be responsible for the first part of the cost. This amount is called the excess.
If your rental excess is €1,500, you could be charged up to €1,500.
Why CoverLane is cheaper
Rental desks often sell convenience at high daily prices. CoverLane is bought online before pickup, so you can arrange independent protection in advance - usually for much less.
CoverLane
How it works
Buy online before pickup
Choose your cover in minutes.
Pick up your rental car
The rental company may still take a deposit or card pre-authorisation.
Claim back eligible charges
If you are charged for covered damage, CoverLane guides you through the reimbursement process.
Important: at the rental desk
You may still need a credit card and deposit.
You usually do not need rental-company permission.
You should photograph the car before driving away.
The policy must be bought before collecting the vehicle.
What's covered preview
View full coverageExcess reimbursement
Tyres & wheels
Windscreen & glass
Keys
Admin fees
Towing / misfuelling
Plan preview
Plan details are preview concepts for this prototype.
Essential
Plus
Support when something goes wrong.
Keep your policy documents in one place, upload claim documents, and get guidance from our support team if the rental company charges you.
Social proof
Built for travellers who want clearer, fairer rental protection before they reach the desk.
